Once again, it can depend on where you live, as well as who your insurance company is. Parking tickets usually don’t affect car insurance premiums, and sometimes an insurance provider will forgive first-time citations. How Your Insurance Rates Are Affected?ĭriving violations don’t always result in higher insurance rates. You can find out about your state’s system on to see how you can clear your driving record. Points are used to determine how serious the penalty is, all the way up to losing driving privileges all together. The driver’s age can also affect a person’s points. Different kinds and the number of violations result in differing point numbers. The details of these systems vary by state.Ĭalifornia is an example of a state that uses a point system to deal with driving violations. Some states take action depending upon how serious the offense is, but most state DMVs keep track of driving infractions with a point system. Fortunately, you may be able to do something to clear your driving record. One of the most well-known negatives is that, when you add a ding to your record, your car insurance rates can go up. A bad driving record comes with consequences, none of them good.
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